Oklahoma homeowners statewide now have an opportunity to significantly reduce storm damage risk and lower their insurance costs through a proven state grant program.
The Oklahoma Insurance Department (OID) will open statewide applications for its Strengthen Oklahoma Homes (SOH) Grant Program on Monday, Jan. 12, 2026, at 12:00 p.m. CT. Eligible homeowners can apply for grants of up to $10,000 to upgrade to storm-resistant FORTIFIED roofs, improvements that can reduce severe storm damage by up to 80 percent while lowering insurance premiums by up to 42 percent.
For Oklahoma families who take advantage of this opportunity, the benefits are substantial: pilot program participants are saving an average of $850 per year on insurance premiums. Over ten years, that adds up to $8,500 in savings, while providing peace of mind during one of the nation's most active storm seasons.
